I was heading Lucknow branch then. In the course of business, like any other bank, we also used to issue … More
Tag: finance
BNPL: Boon or Bane
Buy Now Pay Later (BNPL) is a new craze in short-term financing that allows the buyer to pay in installments … More
Alcohol Addiction
When I reported at Lucknow branch, I had envisaged that I was in for trouble, as the branch was notorious … More
Tax: Direct or Indirect?
Whenever union budget is presented, there is always a clamour for reduction in slab rates or concessions in exemptions of … More
Why Follow Mainstream?
Mahatma Gandhi had used charkha (spinning wheel) to promote indigenous (Swadeshi) clothing by boycotting foreign goods. The charkha became a … More
Not A Populist Budget
Not a single rupee can be spent by the government unless we give our consent in the form of the … More
…There is a way
While travelling in a local train in Mumbai, one can come across several vendors selling their stuff ranging from toys, … More
Bank Frauds and Bad Loans
In its Report on Trend and Progress of Banking in India, the Reserve Bank of India (RBI) has diclosed that … More
Learnings from Chickpet
When I see a well educated politician, talking like an illiterate, I think of Chickpet. When I see an educated … More
Freebies
An economics professor in the first test averaged the grades and everyone got a B. The students who studied hard … More